Affordable Coverage Options for Any Budget
With the newest ORLA Health Plan offerings, employers can extend a benefit to employees by providing access to an affordable solution for healthcare coverage (regardless of size) and in turn, help reduce turnover. Contact plan administrator Garth T. Rouse & Associates by email at GBRouse@profben.com or by phone at 800.982.2012 for a quote or more information.
Minimum Essential Coverage (MEC)
ORLA's essential plans are very inexpensive, ranging from $35 to $90 per person per month. While the plans don't pay for all the expenses standard plans do, they cover some of the most desired benefits without large deductibles. ORLA members can get healthcare coverage that meets ACA preventive care requirements; all options are self-insured plans that carry low liabilities.
Minimum Essential Coverage (MEC)
ORLA's essential plans are very inexpensive, ranging from $35 to $90 per person per month. While the plans don't pay for all the expenses standard plans do, they cover some of the most desired benefits without large deductibles. ORLA members can get healthcare coverage that meets ACA preventive care requirements; all options are self-insured plans that carry low liabilities.
Ancillary Health Insurance Products
Additional benefits may be added to a MEC plan for an additional fee including:
Additional benefits may be added to a MEC plan for an additional fee including:
- Dental, Vision, and Life insurance
- Short-term Disability
- Critical Illness
The Hospitality Association Alliance
Exclusive Discounts and Savings for ORLA Members
The Oregon Restaurant & Lodging Association is part of a strategic alliance program to help address the diverse needs of the hospitality industry. The Hospitality Associations Alliance, created by the National Restaurant Association and UnitedHealth Group, offers exclusive discounts and solutions that benefit ORLA members and their employees.
This alliance program provides access to more affordable health care solutions, promotes and supports health and wellness in the hospitality industry, and helps members navigate state and federal compliance areas. Here are some of the program’s members-only offerings from industry-leading organizations, including UnitedHealthcare, Optum and DigiPro Media.
The Oregon Restaurant & Lodging Association is part of a strategic alliance program to help address the diverse needs of the hospitality industry. The Hospitality Associations Alliance, created by the National Restaurant Association and UnitedHealth Group, offers exclusive discounts and solutions that benefit ORLA members and their employees.
This alliance program provides access to more affordable health care solutions, promotes and supports health and wellness in the hospitality industry, and helps members navigate state and federal compliance areas. Here are some of the program’s members-only offerings from industry-leading organizations, including UnitedHealthcare, Optum and DigiPro Media.
Exclusive Health Care Discounts from UnitedHealthcare
UnitedHealthcare offers the following health care discounts for ORLA members:
- Up to a 5% discount on manual medical rates for fully insured groups with 51 or more eligible employees.
- An annual invoice credit of up to 5% on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees.
- Up to a 5% discount on specialty benefits (dental, vision, life, disability, accident and critical illness) for fully insured groups – in addition to all other discounts including bundling benefits programs.
Association Health Plan – Restaurant & Hospitality Association Benefit Trust
Available to small restaurant and lodging ORLA member employers with 2-99 eligible employees, the Restaurant & Hospitality Association Benefit Trust offers small businesses some of the same product selection and pricing flexibility advantages formerly available only to large employers.
- Features a product portfolio with more than 120 health plan designs, including high-deductible options with health reimbursement accounts (HRAs) and health savings accounts (HSAs).
- Insured and serviced by UnitedHealthcare.
Free National Restaurant Association Pharmacy Discount Card
This free pharmacy discount card helps employees save up to 75% (average savings of 40%) on all FDA-approved prescription medications.
Contact Alliah Sheta at alliah.sheta@optum.com or visit HospitalityRxCard.com for more information.
- Accepted at more than 62,000 pharmacies nationwide.
- Cards are pre-activated and easy to use; privacy is protected.
- There are no costs for using this card.
- Each time a card is used, the National Restaurant Association Educational Foundation and its state partners receive a portion of the proceeds.
- Administered through OptumRx®. This discount card program is not insurance.
Contact Alliah Sheta at alliah.sheta@optum.com or visit HospitalityRxCard.com for more information.
Discounted Health Savings Account (HSA) from Optum
Available to all eligible members with a qualifying high-deductible health plan regardless of insurance carrier, the Optum Bank HSA provides a tax-advantaged way for employees to pay for qualified medical expenses now and in the future.
Visit RestaurantHealthcare.org/optumhsa for more information.
- The Optum Bank HSA solution offers a 20% discount on the Monthly Maintenance Fee for members and their employees.
- Optum leverages holistic integrated health care and financial data to deliver various consumer engagement strategies that help drive savings.
- Administered through Optum Bank®, Member FDIC.
Visit RestaurantHealthcare.org/optumhsa for more information.
Website Accessibility Solutions from DigiPro Media
DigiPro Media, a website services provider specializing in website accessibility related to the Americans with Disabilities Act (ADA), offers significant discounts to National Restaurant Association members. ADA website accessibility is a recent “hot button” legal issue for hospitality business owners.
Visit Adotpro.net/natrest to protect your website today. Or to create a new, web-accessible website or to remediate your current website, contact John Guidroz at JGuidroz@digipromedia.com.
- DigiPro Media’s immediate solution, Adot Pro, can provide an initial website accessibility plan as the first line of protection for member businesses at a 33% discount off the standard subscription.
- DigiPro Media offers members additional web solutions to build a new, fully accessible website at a 25% discount off the monthly DigiPaas Hosting/Platform access.
Visit Adotpro.net/natrest to protect your website today. Or to create a new, web-accessible website or to remediate your current website, contact John Guidroz at JGuidroz@digipromedia.com.
For more information on the Hospitality Associations Alliance program and its exclusive member offerings, contact Alliah Sheta at Alliah.sheta@optum.com.
Some restrictions and exclusions apply. Discounts are available only to members of the National Restaurant Association and its state restaurant association partners; and may vary by location and group size.
Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHealthcare of Oregon, Inc.
Health savings accounts (HSAs) are individual accounts offered by Optum Bank®, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply. This communication is not intended as legal, investment or tax advice. Please contact a competent legal, investment, or tax professional for personal advice on eligibility, investing, tax treatment and restrictions. Federal and state laws and regulations are subject to change.
Investments are not FDIC insured, are not guaranteed by Optum Bank®, and may lose value.